As a guest, your comfort and safety are our top priorities. That’s why InsuraGuest Vacation Rental Insurance is included in your fee, a supplemental protection plan designed specifically for short-term rental stays. Here’s how you benefit from this service:
Accidental Medical Coverage
If you experience an accidental injury during your stay, you are eligible for up to $25,000 in no-fault medical benefits. This means your medical expenses can be covered regardless of who is at fault, helping protect you and your loved ones from unexpected costs and potential legal disputes.
Property Damage Protection
Accidents can happen. If you accidentally damage property during your stay—such as breaking a window or spilling wine on the carpet—InsuraGuest covers up to $25,000 in property damage. This allows for quick repairs or replacements, so you don’t have to worry about large out-of-pocket expenses or security deposit deductions.
Accidental Death & Dismemberment
In the rare event of a severe accident, InsuraGuest provides up to $5,000 in coverage for accidental death or dismemberment.
Easy Claims & Fast Payments
The claims process is straightforward, with most claims paid within 72 hours. There’s no need to prove fault, and you won’t have to deal with complicated paperwork or long wait times.
No Security Deposits
Instead of paying a large security deposit, a small nightly insurance fee ($7.00) is included in your reservation. This protects you and the property without tying up your funds, making your stay more affordable and hassle-free.
Year-Round, Flexible Coverage
Coverage is active 365 days a year, and you’re protected for the entire duration of your reservation, even if your stay is extended or adjusted.
Why This Matters for You
- You can relax knowing that both accidental injuries and property damage are covered, reducing stress and potential financial liability.
- The insurance fee is minimal—often less than the cost of a cup of coffee per day—yet provides comprehensive protection and peace of mind.
- You help create a safer, more enjoyable experience for yourself and future guests, while also supporting responsible hosting.
Relax and enjoy your stay—InsuraGuest has you covered!